Privacy Policy
Effective Date: May 14, 2026
Shaw-Wyse Insurance and Investments ("we," "us," or "our") operates this website. This Privacy Policy describes how we collect, use, share, and protect your personal information when you visit our website or use our services.
Because we operate in the financial and insurance sectors, our data practices are governed by federal laws like the Gramm-Leach-Bliley Act (GLBA), the Fair Credit Reporting Act (FCRA), and applicable state insurance regulations, alongside general state privacy laws.
1. Information We Collect
We collect information that identifies, relates to, describes, or could reasonably be linked with you. This includes:
Identifiers: Name, mailing address, email address, phone number, and Social Security Number (when applying for coverage or investment accounts).
Financial & Insurance Information: Bank account numbers, credit history, policy numbers, income details, and investment objectives.
Commercial Information: Records of insurance policies purchased, investment history, and services considered.
Internet/Electronic Activity: IP address, browsing history, device type, cookies, and interactions with our website.
2. How We Collect Your Information
Directly From You: When you request a quote, fill out an investment profile, subscribe to a newsletter, or contact us through our online forms.
Automatically: Through tracking technologies like cookies, web beacons, and analytics tools when you navigate our site.
From Third Parties: From consumer reporting agencies, medical records (for life/health insurance, with your consent), and public records to verify your eligibility for products.
3. How We Use Your Information
We use your personal data to conduct our business operations, specifically to:
Provide, maintain, and personalize our financial and insurance services.
Process your applications, transactions, and insurance claims.
Calculate accurate insurance quotes and assess investment risk profiles.
Comply with federal and state legal obligations, including anti-money laundering (AML) and "Know Your Customer" (KYC) regulations.
Detect, investigate, and prevent fraudulent financial activities.
Send you administrative notices, policy updates, and promotional materials.
4. How We Share Your Information
We do not sell your personal information. We only share your data as permitted by law to fulfill our business obligations:
Insurance Carriers & Underwriters: To secure quotes and bind coverage on your behalf.
Financial Institutions & Clearing Firms: To execute investment transactions and manage accounts.
Service Providers: Third-party vendors who perform services for us (e.g., website hosting, IT security, payment processing).
Legal & Regulatory Authorities: To comply with subpoenas, court orders, or requests from the SEC, FINRA, or state insurance commissioners.
5. Cookies and Online Tracking
Our website uses cookies to improve user experience and analyze traffic. You can adjust your browser settings to refuse cookies, but some parts of our website may not function properly as a result. We do not currently track users across third-party websites (Do Not Track signals).
6. Security of Your Information
We implement strict physical, electronic, and procedural safeguards designed to protect your sensitive financial and personal data. These measures comply with federal regulations to guard your nonpublic personal information against unauthorized access, alteration, or destruction.
7. Your Rights and Choices
Depending on your state of residence, you may have the right to:
Request access to the specific personal information we hold about you.
Request the correction of inaccurate data.
Request deletion of your data (subject to legal retention requirements under financial laws).
Opt out of receiving marketing communications from us by clicking the "unsubscribe" link in our emails.
Note: Financial data governed by the GLBA is generally exempt from certain state-level consumer deletion requests.
8. Children's Privacy
Our website is intended for adults seeking financial and insurance services. We do not knowingly collect personal information from children under the age of 13.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal obligations. We will notify you of any material changes by updating the "Effective Date" at the top of this page.
10. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
Shaw-Wyse Investments & Insurance
(419) 882-8485